A Tentative Personal Finance Blog

Graduation is coming up and soon hundreds of thousands of young adults will be released from the confines of high school and into the “real” world. Thinking back, there were many things I wish I’d known as a new graduate that weren’t covered in school. Among those things:

How to use a credit card Generally […]

What are your financial goals? If you are like most people, you may have a general idea of what financial goals you’d like to achieve, but you haven’t taken the time to truly form a plan to achieve them. If you don’t know exactly what your financial goals are or how you’re going to attain […]

With a home purchase imminent within the next three years, I’ve been doing a lot of research on mortgages and how to buy a house. Fool.com has a simple and basic list of things to know about mortgages.

You can buy a house with 0% down
Adjustable rate mortgages (ARMs) come in many varieties
Adjustable rate mortgages […]

Anyone with a large credit card debt or any other types of consumer debt, would understand the anxiety and stress involved with owing money. Perhaps you’re overwhelmed with debt, or know someone that’s hard pressed financially due to debt. What can you do about it? You may be surprised to hear this, but getting […]

A friend of mine who’s 24 years old, recently asked me for advice on what kind of investments he should pick for his Roth IRA, especially since he doesn’t want to spend time reading and researching.
First of all I think my friend mentions a very important aspect of an IRA. A Roth IRA (or a […]

Personal Finance Advice posted a lot of things that you could do to negatively affect your retirement and most of them have to do with not beginning early enough or putting money towards other things besides retirement. Here’s my take on them

Setting money aside for college ahead of retirement Although every parent wants […]

Here’s a nice Reuturs article interviewing Warren Buffett and Charlie Munger shortly after the recent Berkshire Hathaway shareholder meeting.
On index funds and beating the market:
Warren Buffett said on Sunday most investors are better off putting their money in low-cost index funds, though he believes he can still outperform major market indexes.
“A very low-cost index is […]

My wife and I went to see the doctor a few weeks ago. It’s been years since either of us had seen a primary care physician. We just didn’t have insurance. While in school she bought their subsidized health insurance, but only saw a doctor for emergencies. I never bothered enrolling […]

I can’t believe it! AllAdvantage is back! For those who don’t know, AllAdvantage was a site that paid you to surf the Internet. What’s more, it paid you when you refer other people to surf, and paid you again if those people referred other people - down four levels.
AllAdvantage 2.0 comes with a new name, […]

My wife doesn’t like to check her email, so she asks me to do it every few days to let her know if there are any important ones she needs to reply to. In essence, I’m her personal secretary. I don’t mind so much, she’s not a Luddite. She loves gadgets and […]