By Dy Phan on Jun 18, 2007 in Life, Credit Cards | 1 Comment
What if your life was no longer your life? You receive bills for items you didn’t purchase. The court sends you a letter about your impending bankruptcy. The bank contacts you about fraudulent checks being deposited in an account you don’t know about. It sounds like a movie starring Will Smith or Sandra Bullock.
What […]
By Dy Phan on Jun 12, 2007 in Debt, Credit Cards | 1 Comment
Most store purchases today involve using some form of plastic payment, and that means big bucks for the likes of Citigroup, MasterCard, American Express, and other issuers of credit, debit, and charge cards. More and more vendors, including big names McDonald’s, Home Depot, CVS, and Walgreen are now even permitting quick, no-signature credit card transactions.
I […]
By Dy Phan on Jun 8, 2007 in Debt, Credit Cards | 8 Comments
Just a notice out to all members of the CitiCard AAdvantage Credit Card. I checked my balance online this morning and received this note:
A review of this account has shown recent high- risk activity. Please contact our Customer Service Unit at 1-800-950-5114.PHAN,DY
XXXX-XXXX-XXXX-XXXX
[…]
By Dy Phan on Jun 7, 2007 in Investing, Financial Planning, Credit Cards | 0 Comments
At MSN.com, Liz Pulliam Weston recently listed some traits of the wealthy.
They’re more generous toward charities. Households with half a million dollars or more in investment-ready assets donated an average of 6% of their income in 2004, versus 2% for the overall population. (The poor are more generous than average, […]
By Dy Phan on Jun 3, 2007 in Debt, Credit Cards | 1 Comment
Mistakes, snafus, grievous errors… we’re all guilty. But Mom’s advice to “Say sorry” only helps so much when you’re talking about costly mistakes that may harm your credit. When you’ve missed a payment, you need to go beyond sorry and straight to damage control. Here’s some straight talk about what to do:
1. You miss […]
By Dy Phan on May 26, 2007 in Debt, Credit Cards | 0 Comments
This month’s issue of Money Magazine contains an article with credit card recommendations for a variety of spending types. Here’s the run-down.
For big spenders: Blue Cash from American Express.
This card offers an introductory 0% APR on purchases for six months, but the best feature is the cash back reward program. The program offers 5% cash […]