A Tentative Personal Finance Blog

Before this year, my wife and I didn’t have health insurance. We were hedging our bets that we’d be healthy and wouldn’t have a major health catastrophe. For the most part, those three or four years, were extremely lucky and nothing major happened. The only complications were a hairline fracture in my […]

FMF over at Free Money Finance recently listed some companies that he promotes for free. A lot of other bloggers took this queue to provide their own list of favorite brands and stores, so I thought I would jump on the bandwagon and submit my own list as well! Here are 3 of my favorite […]

Insurance is a tool used to help manage financial risk. Financial risk can take many forms. There are risks to our investments, liabilities for our actions, and risks to our ability to earn income. There is insurance to manage all these risks.
Property and Casualty Insurance
Investments in real property and hard assets are at risk for […]

My wife and I went to see the doctor a few weeks ago. It’s been years since either of us had seen a primary care physician. We just didn’t have insurance. While in school she bought their subsidized health insurance, but only saw a doctor for emergencies. I never bothered enrolling […]