A Tentative Personal Finance Blog

Let’s start with a question: How much of your portfolio is stashed in foreign stocks?If you’re like most Americans, you probably said “about 17%.” That’s the amount of total U.S. investment in foreign issues.But now for the really important question: Is that enough?
Well, is it?
Not according to Dr. Jeremy Siegel of the […]

Check out the top 25 mutual funds according to Kiplinger’s Magazine. This article was also published in the June edition of the magazine. Kiplinger’s looks likes they did a decent job in evaluating the funds. They did a good job of spreading out their top picks to different categories of funds. Not every mutual […]

The Motley Fool has a great write up on investing overseas. I like the outlook for foreign investments and think the US will be lagging in the near future. In fact, I’ve got almost 40% of my portfolio in overseas stocks or funds.
Admittedly, the term foreign investing sounds, well, foreign. The companies […]

A friend of mine who’s 24 years old, recently asked me for advice on what kind of investments he should pick for his Roth IRA, especially since he doesn’t want to spend time reading and researching.
First of all I think my friend mentions a very important aspect of an IRA. A Roth IRA (or a […]

Personal Finance Advice posted a lot of things that you could do to negatively affect your retirement and most of them have to do with not beginning early enough or putting money towards other things besides retirement. Here’s my take on them

Setting money aside for college ahead of retirement Although every parent wants […]

Here’s a nice Reuturs article interviewing Warren Buffett and Charlie Munger shortly after the recent Berkshire Hathaway shareholder meeting.
On index funds and beating the market:
Warren Buffett said on Sunday most investors are better off putting their money in low-cost index funds, though he believes he can still outperform major market indexes.
“A very low-cost index is […]

I’m sure a lot of us daydream about winning the lottery and hitting the big jackpot worth tens or even hundreds of millions. It’s almost absurdly easy to think of what you could do with that kind of scratch. You could make huge financial mistakes and it probably wouldn’t hurt you all that […]